According to a study by CBT Nuggets, those who call themselves tech-saavy and who have high levels of education are more likely to be victims of identity theft. "Knowing about cybersecurity, understanding the risks, yet thinking that your tech smarts are enough is a recipe for a security disaster," writes Sue Marquette Poremba in a blog post. It turns out that people, including kids, do not use what they have learned about staying safe online for reasons cited as being too lazy, not wanting to be inconvenienced, or just not caring.